Knowledgeable financial professional experienced in assessing credit viability for eligible borrowers. Good organizational and critical thinking skills. Offering 11 years of experience .
Overview
15
15
years of professional experience
4
4
years of post-secondary education
Work History
Credit Supervisor Credit Refference Bureau
Finance Trust Bank
Kampala
06.2019 - Current
Received inbound customer calls related to credit and accounts receivable.
Assisted with reconciliations and customer communications.
Worked with customers to answer questions, resolve disputes and research discrepancies.
Supported customers with invoices, statements and other basic questions.
Train and guide regularly users on data entry procedures for Crb procedures and requirements.
Supervise the data validation exercise across the network.
Attend monthly offsite review meetings with the credit bureaus and advise management on the outcomes and implement recommendations .
Review regularly new accounts and new loans opened to identify non complaint records .
Credit Administrator Headoffice
Financetrust Bank
Kampala
01.2016 - 01.2019
Oversaw reporting, documentation and recordkeeping requirements for department.
Assisted with reconciliations and customer communications.
Wrote and implemented standard operating procedures for credit personnel to achieve consistency in unit operations.
Attended ongoing professional training to facilitate accurate and productive credit management.
Maintained full knowledge of current regulatory environment and made proactive adjustments to meet changing requirements.
Streamlined processes for early identification of potential credit system and monitoring problems.
Provided training and consulted with struggling teams to help meet monthly target goals.
Monitored accounts for signs of fraud and non-payment issues.
Provided resources and expertise for conversion, validation and training required for company-wide software updates.
Obtained and reviewed credit reports, credit references, credit insurance and financial statements to establish credit limits for new accounts.
Reported key performance indicators to department heads for management of positive cash flow and to adjust credit risk policies and procedures.
Compiled data critical to analysis of annual bad debt.
Reviewed and analyzed loan procedures.
Obtained and interpreted financial statements to assist in credit limit reviews.
Branch Accountant
Financetrust Bank
Kampala
06.2014 - 02.2015
Completed daily cash functions like account tracking, pet cash management payroll and wage allocations, budgeting, donating, and cash, and banking reconciliations.
Reviewed business operations and obligations to help branch function at acceptable level.
Reconciled accounts and reviewed expense data through petty cash management
Handled day-to-day accounting processes to drive financial accuracy.
Maintained up-to-date knowledge on professional accounting standards to manage financial recordkeeping.
Improved overall financial reporting by streamlining control processes and reporting structures.
Operations Officer
Uganda Financetrust Limited MDI
Kampala
01.2010 - 12.2013
Provided excellent customer care to maintain and improve customer relations, strengthen loyalty and increase product and service sales.
Contributed to business development efforts to drive revenue and meet corporate objectives.
Coordinated visits and provided briefs to very important personnel (VIPs) improving knowledge and awareness of operational activities, programs and offerings.
Established positive and effective communication among unit staff and organization leadership, reducing miscommunications, and missed deadlines.
Optimized business processes to foster operational efficiency.
Maintained constructive client and vendor relationships.
Implemented processes that simplified procedures and reduced average processing time.
Verified compliance with best business practices throughout organization.
Applied excellent problem-solving, process development, and strategic implementation skills to lead and support all areas of operations.
Improved employee satisfaction rating by realigning and enforcing policies.
Established and maintained productive staff relationships to Improve workplace morale, increase productivity and enhance personal growth.
Implemented visitor management system to foster positive visitor experience and minimal disruption for employees.
Customer Care Officer/Teller
Uganda Financetrust MDI
Kampala
02.2009 - 12.2009
Analyzed customer feedback to identify areas for improvement.
Coordinated timely responses to online customer communication and researched complex issues.
Kept accurate records of all customer interactions and transactions.
Conducted surveys to determine customer opinion of products and services.
Took ownership of customers issues to follow problems through to resolution.
Resolved concerns with products or services to help with retention and drive sales.
Maintained and managed customer files and databases.
Strengthened customer relationships by listening to customer concerns and giving priority to service requirements.
Provided excellent customer service by efficiently resolving issues and responding to inquiries.
Collected customer information and analyzed customer needs to recommend potential products or services.
Communicated with customers to identify needs and expectations.
Answered telephone inquiries on checking and savings accounts and loans
Education
Bachelor Of Business Studies - Banking And Finance
Islamic University in Uganda
Uganda
01.2020 - 12.2023
Skills
Customer Relations
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Timeline
Bachelor Of Business Studies - Banking And Finance
Islamic University in Uganda
01.2020 - 12.2023
Credit Supervisor Credit Refference Bureau
Finance Trust Bank
06.2019 - Current
Credit Administrator Headoffice
Financetrust Bank
01.2016 - 01.2019
Branch Accountant
Financetrust Bank
06.2014 - 02.2015
Operations Officer
Uganda Financetrust Limited MDI
01.2010 - 12.2013
Customer Care Officer/Teller
Uganda Financetrust MDI
02.2009 - 12.2009
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