Wejuli Fred
Kampala
Summary
Highly accomplished and results oriented manager and banker with 11 years of progressive experience in increasing responsibility and duties. Insightful and passionate about sales, skewed towards SME and corporate clients, relationship management, credit and risk management and people management. Proven track record in portfolio management for both SME and Corporate clientele and ecosystems banking aimed at maximizing product per customer.
Overview
12
12
years of professional experience
Work History
Trade Finance Specialist
Euro Exim Bank
Kampala, Uganda
05.2024 - Current
- Responsible for introducing and promoting Company's financial products to the potential customers in Uganda
- Developing new and profitable trade finance channel in varied industries and segments in the territory of Uganda
- Supporting the sale of trade finance products in Uganda
- Arranging and closing trade finance transactions between confirmed customers and the financing company
Branch Manager
Postbank Uganda Ltd
Lira, Uganda
05.2023 - 04.2024
- Accountable for business growth of branch as per laid down policies and procedures in order to enable Bank attain its corporate goals and objectives related to Sales, Service, Profitability and Market share.
- Achieved branch revenue growth of over 30% and sustained customer satisfaction in period of 8 months.
Increased overall staff productivity by over 15% - Increased customer base and loyalty. There was overall increase in customer loyalty. Number of government and private development projects banking with Post bank increased by 10%. Number of new clients who had abandoned banking with us returned.
- Improvement in loan portfolio quality, and reduction in nonperforming assets by over 30%
Improved overall branch credit underwriting that resulted into improvement into healthier loan portfolio - Created functional agency banking base to de-congest banking hall and this improved customer experience
Business Administrator
Centenary Rural Development Bank Ltd
Gulu, Uganda
12.2019 - 04.2023
- Planed, reviewed, and monitored implementation of guidelines for growing loan portfolio, quality control, and performance of different loan products and submitted periodic reports in line with work plan and lending policy.
- Identified potential markets, employers and customers and designed initiatives to acquire and retain customers in line with credit policy and customer service standards. This resulted into annual asset growth by over 17%.
- Led and directed credit committee meetings in line with credit manual procedures.
- Reviewed credit proposals, appraised and disbursed loans for the branch in accordance with the credit policy & the risk management policy and set targets,
- Carried out field visits and verified loans to improve branch portfolio quality
- Provided safe custody for loan securities and files in line with bank policy and procedures in place.
- Verified, check-listed and established authenticity and completeness of loan documentation in line with credit policy and defined authorization limits.
- Developed annual branch budgets and targets in line with finance division guidelines.
- Managed performance of unit staff, identified their training and development needs and recommend to management in line with set HR guidelines.
Key Achievements: Signed various working memorandum with employer organizations that resulted into robust portfolio growth and regularly surpassed monthly and annual targets
Business Banker
Centenary Rural Development Bank
Kabalagala, Uganda
06.2015 - 11.2019
- Provided proactive business banking and relationship management function that involved acquisition, retention and growth of portfolio of SME/Corporate customers by identifying and implementing value adding and specialized business banking financial product solutions from a range of standard offerings.
- Main three broad functions were; Business growth, Credit analysis and Relationship Management
Loans Officer
Centenary Rural Development Bank
Kapchorwa, Uganda
09.2012 - 05.2015
- Carried out appraisals, assessment and disbursement of Agriculture and micro-business loans.
- Grew and maintained health performing loan book that contributed to overall branch credit portfolio
- Carried out regular sales and marketing of bank products to various customers and employers in region.
- Carried out portfolio monitoring that resulted into proper performance of clean loan book.
- Managed portfolio of over 350 customers with value of over 700m
Education
MBA - Finance
Uganda Management Institute
Kampala, Uganda02.2025
No Degree - Computerised Data Analysis
Uganda Institute of Banking And Financial Services
Kampala08.2018
Bachelor of Science - Agricultural Business And Management
Gulu University
Gulu, Uganda01.2012
Skills
- Relationship building and Management
- Strong Communication skills and negotiations
- Risk Analysis
- Corporate sales expertise
- Data analysis (Epidata, Epi-info, Excel, SPSS, Stata, Minitab)
- Timely Reporting
- Budgeting and Budgets analysis
- Staff Management and management of productivity
- Crisis Management and managing difficult customers
- Preparations and analysis of credit proposals
- Financial statements analysis
Accomplishments
Increased branch performance that raised revenues resulting into overall improvement in ranking from 15th to 8th best performing branch in the network
Timeline
Trade Finance Specialist
Euro Exim Bank
05.2024 - Current
Branch Manager
Postbank Uganda Ltd
05.2023 - 04.2024
Business Administrator
Centenary Rural Development Bank Ltd
12.2019 - 04.2023
Business Banker
Centenary Rural Development Bank
06.2015 - 11.2019
Loans Officer
Centenary Rural Development Bank
09.2012 - 05.2015
MBA - Finance
Uganda Management Institute
No Degree - Computerised Data Analysis
Uganda Institute of Banking And Financial Services
Bachelor of Science - Agricultural Business And Management
Gulu University
Languages
- English
- Luganda
- Lusamia
- Lusoga
- Lumasaba/Lugisu
Skills
- Relationship building and Management
- Sales and relationship Management
- Risk Analysis
- Data analysis (Epidata, Epi-info, Excel, SPSS, Stata, Minitab)
- Debt collection techniques
- Trade finance sourcing, analysis & deal closure
- Budgeting and Budgets analysis
- Staff Management and management of productivity.
- Advanced credit analysis
- Advanced Financial analysis
REFEREES
- Kazibwe Ronald, Manager Business Banking, Centenary Bank-Wobulenzi Branch, Ronald.kazibwe@centenarybank.co.ug, +256-782831257
- Ocen Jimmy, Manager- Agriculture Finance. Email: jimmy.ocen@postbank.co.ug, Mobile: 0772495446
- Jumba John, Manager Business Banking, Gulu Branch. Tel. 0782185395/0758880 john.jumba@centenarybank.co.ug
Languages
- English
- Luganda
- Lusamia
- Lusoga
- Lumasaba/Lugisu
Skills
- Relationship building and Management
- Sales and relationship Management
- Risk Analysis
- Data analysis (Epidata, Epi-info, Excel, SPSS, Stata, Minitab)
- Debt collection techniques
- Trade finance sourcing, analysis & deal closure
- Budgeting and Budgets analysis
- Staff Management and management of productivity.
- Advanced credit analysis
- Advanced Financial analysis
REFEREES
- Kazibwe Ronald, Manager Business Banking, Centenary Bank-Wobulenzi Branch, Ronald.kazibwe@centenarybank.co.ug, +256-782831257
- Ocen Jimmy, Manager- Agriculture Finance. Email: jimmy.ocen@postbank.co.ug, Mobile: 0772495446
- Jumba John, Manager Business Banking, Gulu Branch. Tel. 0782185395/0758880 john.jumba@centenarybank.co.ug
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