Yusif Tindimwebwa
Education Officer
Mbarara,410
Summary
Dynamic education and operations leader with extensive experience at Umoja Microfinance, excelling in credit risk management and team development. Proven ability to enhance operational efficiency and customer satisfaction through strong interpersonal skills and effective report writing. Committed to fostering high-performance cultures and driving business growth.
Overview
9
9
years of professional experience
Work History
Area Manager of Operations
Umoja Microfinance Smc Ltd
Nateete
07.2024 - Current
- Credit Risk Management & Approvals:Evaluate, approve, or reject complex or high-value loan applications, ensuring they meet the institution’s risk appetite and underwriting standards.
- Operational Oversight: Supervise the daily operations of credit departments across multiple branches, ensuring consistency, efficiency, and compliance with company policies.
- Portfolio Quality Maintenance: Actively monitor the loan portfolio, manage non-performing assets (NPAs), and implement strategies to reduce bad debt.
- Compliance & Audit: Ensure all lending activities comply with banking regulations, KYC (Know Your Customer) norms, and legal requirements.
- Team Leadership & Development: Recruit, train, and mentor Branch Managers or Credit Analysts, providing guidance on credit policies and driving performance.
- Business Development: Collaborate with sales teams to drive loan volume, meet regional sales targets, and build relationships with key clients
Branch Manager
Umoja Microfinance Smc Ltd
Ishaka -Bushenyi
04.2023 - 07.2024
- Branch Operations & Security: Supervises daily activities, including opening/closing, cash management, and vault security, ensuring adherence to internal policies and compliance with financial regulations.
- Business Development & Sales: Drives the growth of the branch through marketing, acquiring new deposit/loan customers, and promoting products and services.
- Credit & Loan Management: Analyzes financial information to assess creditworthiness, approves or denies loans within authorized limits, and monitors the loan portfolio for delinquency.
- Team Leadership & Development:Manages staff performance, including hiring, training, coaching, scheduling, and performance appraisals to foster a high-performance culture.
- Customer Service Excellence: Resolves customer complaints and inquiries promptly, ensuring a high level of customer satisfaction.
- Reporting & Performance: Monitors branch performance metrics, prepares regular reports, and implements strategies to meet or exceed targets.
Loan Officer
Umoja Microfinance Smc Ltd
Ntungamo
07.2022 - 04.2023
- Loan Origination & Processing:Interviewing applicants, collecting financial documents (tax returns, bank statements), and analyzing credit history to assess risk.
- Underwriting & Decisioning: Evaluating applicant creditworthiness using underwriting software and financial analysis to recommend approval or denial.
- Customer Service & Sales: Marketing lending products (mortgages, personal, commercial loans) to potential clients, explaining loan terms, and guiding them through the closing process.
- Compliance & Risk Management: Ensuring all loans adhere to federal, state, and institutional regulations and policies.
- Portfolio Management: Monitoring active loans for repayment, handling delinquent accounts, and maintaining updated documentation
Deputy Head Teacher
St.Kizito High School Magambo
Rubirizi
02.2019 - 05.2022
- Leadership and Strategy: Supporting the headteacher in setting the school's vision, goals, and strategic direction.
- Operational Management: Managing the daily, routine running of the school.
- Curriculum & Standards: Leading on teaching and learning, improving quality through coaching, and managing statutory assessments.
- Staff Management: Supervising staff, managing performance, and facilitating professional development.
- Safeguarding and Pastoral Care: Acting as a lead on student welfare, behavior management, and safeguarding.
- Administration: Organizing timetables, managing resources, keeping records (attendance, staff returns), and supervising school activities.
- Deputizing: Taking full control of the school when the headteacher is absent.
- Community and Communication:Maintaining positive relationships with parents, the community, and governing bodies.
Director of Studies
Maria Girls Centenary Secondary School
Rubirizi
02.2018 - 05.2022
- Established a strong school culture focused on high expectations, collaboration, and continuous improvement, which led to enhanced student achievement.
- Conducted periodic reviews of instructional materials ensuring relevant content aligned with current educational trends.
- Oversaw successful student participation in regional competitions, showcasing our school''s commitment to excellence both academically and extracurricularly.
- Promoted interdisciplinary collaboration among faculty members to create comprehensive lesson plans and projects.
Class Teacher
Maria Girls Centenary Secondary
Rubirizi
06.2017 - 05.2022
- Managed classroom behavior effectively, promoting respect and fostering a climate conducive to learning.
- Taught subject matter based on information compiled from textbooks, online sites, and other educational materials.
- Kept classroom environments consistent and focused on learning by establishing and enforcing clear objectives.
- Developed students'' critical thinking skills by incorporating hands-on activities and real-world problem-solving exercises.
Head of Department Vocational and Business Studie.
Maria Girls Centenary Secondary School
Rubirizi
05.2017 - 02.2019
- Mentored department staff members, fostering a culture of continuous learning and professional development.
- Established key performance indicators and monitored progress towards meeting departmental objectives consistently.
- Promoted a positive work environment by fostering open communication channels between team members at all levels within the organization.
- Drove process improvement efforts by identifying inefficiencies, developing solutions, and monitoring results over time.
Education
Bachelor of Arts - Bachelors Degree in Education
Bishop Stuart University
10 2017
Associate of Arts - Higher Education (A’Level)
Kyeitembe Vocational Senior Secondary School
12 2013
Ordinary Education (O’level)
Rweibare Senior Secondary School
11 2011
Primary Education
Runyinya Primary School
11 2007
Skills
Report writing
➢ Research
➢ Interpersonal and communication skills
➢ Computer skills
➢ Time management
➢ Excellent customer care skills
➢ Efficient knowledge in administration and supervision for better results
Languages
English
Advanced (C1)
Runyankore Rukiga
Advanced (C1)
Runyoro-Rutoro
Bilingual or Proficient (C2)
Interests
To be a reliable, punctual, responsible citizen with a sense of duty and purpose working for evaluation and results orientation
Additional Information
DISTINCTIVE CHARACTER:
➢ Hard working, result oriented, flexible, highly organized and dedicated to work, self-motivated with strong work ethics, committed with high level of integrity and own initiative.
➢ An excellent team worker, good in networking and governance
➢ Appropriate degree of speed and accuracy
➢ Ability to organize and approach issues with a sense of ownership and enthusiasm
Personal Information
Referees
1-MR. Okalany Ronald
Regional Manager
Umoja Microfinance SMC LTD
0701274856
okalanyronald@yahoo.com
2-Eng.Muramuzi Edwin
Uganda National Roads Authority
0780277305
edwinmuramuzi@gmail.com.
3-Dr.Nabaasa Joel
Veterinary Doctor Sheema District
0772906988.
joelnabaasa0@gmail.com
Timeline
Area Manager of Operations
Umoja Microfinance Smc Ltd
07.2024 - Current
Branch Manager
Umoja Microfinance Smc Ltd
04.2023 - 07.2024
Loan Officer
Umoja Microfinance Smc Ltd
07.2022 - 04.2023
Deputy Head Teacher
St.Kizito High School Magambo
02.2019 - 05.2022
Director of Studies
Maria Girls Centenary Secondary School
02.2018 - 05.2022
Class Teacher
Maria Girls Centenary Secondary
06.2017 - 05.2022
Head of Department Vocational and Business Studie.
Maria Girls Centenary Secondary School
05.2017 - 02.2019
Bachelor of Arts - Bachelors Degree in Education
Bishop Stuart University
Associate of Arts - Higher Education (A’Level)
Kyeitembe Vocational Senior Secondary School
Ordinary Education (O’level)
Rweibare Senior Secondary School
Primary Education
Runyinya Primary School