To be a reliable, punctual, responsible citizen with a sense of duty and purpose working for evaluation and results orientation
Yusif Tindimwebwa
Education Officer
Mbarara ,Western
Summary
Dynamic education and operations leader with extensive experience at Umoja Microfinance, excelling in credit risk management and team development. Proven ability to enhance operational efficiency and customer satisfaction through strong interpersonal skills and effective report writing. Committed to fostering high-performance cultures and driving business growth.
Overview
2026
2026
years of professional experience
1
1
Language
Work History
1st Deputy Head Teacher In-charge of Administratio
St.kizito High School Magambo Rubirizi
Dean of Studies
Maria Girls Centenary Secondary School Rubirizi
Head of Business and Vocational Studies
Maria Girls Centenary Secondary School
Class Teacher
Maria Girls Centenary Secondary School
Area Manager of Operations
Umoja Microfinance Smc Ltd
07.2024 - Current
- Credit Risk Management & Approvals:Evaluate, approve, or reject complex or high-value loan applications, ensuring they meet the institution’s risk appetite and underwriting standards.
- Operational Oversight: Supervise the daily operations of credit departments across multiple branches, ensuring consistency, efficiency, and compliance with company policies.
- Portfolio Quality Maintenance: Actively monitor the loan portfolio, manage non-performing assets (NPAs), and implement strategies to reduce bad debt.
- Compliance & Audit: Ensure all lending activities comply with banking regulations, KYC (Know Your Customer) norms, and legal requirements.
- Team Leadership & Development: Recruit, train, and mentor Branch Managers or Credit Analysts, providing guidance on credit policies and driving performance.
- Business Development: Collaborate with sales teams to drive loan volume, meet regional sales targets, and build relationships with key clients
Branch Manager
Umoja Microfinance Smc Ltd
04.2023 - 07.2024
- Branch Operations & Security: Supervises daily activities, including opening/closing, cash management, and vault security, ensuring adherence to internal policies and compliance with financial regulations.
- Business Development & Sales: Drives the growth of the branch through marketing, acquiring new deposit/loan customers, and promoting products and services.
- Credit & Loan Management: Analyzes financial information to assess creditworthiness, approves or denies loans within authorized limits, and monitors the loan portfolio for delinquency.
- Team Leadership & Development:Manages staff performance, including hiring, training, coaching, scheduling, and performance appraisals to foster a high-performance culture.
- Customer Service Excellence: Resolves customer complaints and inquiries promptly, ensuring a high level of customer satisfaction.
- Reporting & Performance: Monitors branch performance metrics, prepares regular reports, and implements strategies to meet or exceed targets.
Loan Officer
Umoja Microfinance Smc Ltd
07.2022 - 04.2023
- Loan Origination & Processing:Interviewing applicants, collecting financial documents (tax returns, bank statements), and analyzing credit history to assess risk.
- Underwriting & Decisioning: Evaluating applicant creditworthiness using underwriting software and financial analysis to recommend approval or denial.
- Customer Service & Sales: Marketing lending products (mortgages, personal, commercial loans) to potential clients, explaining loan terms, and guiding them through the closing process.
- Compliance & Risk Management: Ensuring all loans adhere to federal, state, and institutional regulations and policies.
- Portfolio Management: Monitoring active loans for repayment, handling delinquent accounts, and maintaining updated documentation
Education
Bachelor of Arts - Education
Bishop Stuart University
10.2017
Skills
Report writing
➢ Research
➢ Interpersonal and communication skills
➢ Computer skills
➢ Time management
➢ Excellent customer care skills
➢ Efficient knowledge in administration and supervision for better results
Interests
Additional Information
REFEREES:
1-MR. Okalany Ronald
Regional Manager
Umoja Microfinance SMC LTD
0701274856
okalanyronald@yahoo.com
2-Eng.Muramuzi Edwin
Uganda National Roads Authority
0780277305
edwinmuramuzi@gmail.com.
Ms. Natukunda Primah
Internal Auditor
Umoja Microfinance SMC LTD
0773483068.
natukundaprimah8@gmail.com
Timeline
Area Manager of Operations
Umoja Microfinance Smc Ltd
07.2024 - Current
Branch Manager
Umoja Microfinance Smc Ltd
04.2023 - 07.2024
Loan Officer
Umoja Microfinance Smc Ltd
07.2022 - 04.2023
1st Deputy Head Teacher In-charge of Administratio
St.kizito High School Magambo Rubirizi
Dean of Studies
Maria Girls Centenary Secondary School Rubirizi
Head of Business and Vocational Studies
Maria Girls Centenary Secondary School
Class Teacher
Maria Girls Centenary Secondary School
Bachelor of Arts - Education
Bishop Stuart University